Loans For Netspend Card Holders
Payday Loans That Accept Prepaid Accounts
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Loans For Netspend Card Holders
The maximum APR, (including the interest rates plus fees and other costs) is 32%. Subject to lender-approval.
Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.
Loan Amount: $7,000.00, Annual Percentage Rate: 11.90%, Number of Payments: 30, Monthly Payment: $261.00, Total Amount Payable: $7,833.00
Privacy Is Our Policy
Our company is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your request is protected. We treat your information like our own. Everyone wants to keep their information safe and secure, which is why we use the same security protocol to protect your information and our information.
If you borrowed $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2,269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.
If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6,320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.
The following statement provides information about General Loans, APR, Loan Resumptions and Loan Payment Terms. Please read it carefully.
ARE THERE ANY FEES?
Our services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
WHAT IF I NEED TO MAKE A LATE PAYMENT?
Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. For more information, please contact the lender directly if you have any issues repaying your loan.
Please review our site for valuable information about our services. If you have further questions, we invite you to contact us at anytime. We look forward to helping you solve your financial troubles.
WHEN DO I REPAY THE LOAN?
Loan repayment terms differ by lender. Thus, it is important to check the loan agreement from your lender for information on the lender’s repayment terms.
IMPORTANT CUSTOMER INFORMATION
Personal loans differ from other types of loans, such as home mortgages or automobile loans. Specifically, personal loans allow you to spend your money in a number of different ways, whether it’s to help pay off medical expenses, make home improvements, repairs to your vehicle or consolidate your debts. A personal loan is paid back to the lender over a set period of time. Fill out the form and see just how much money you can borrow from the comfort of your own home. It’s as easy as that!
WHAT IS A PERSONAL LOAN FOR?
People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more. Such a loan from one of our lenders can help you get the cash you need! Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan!
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6% up to 35%. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
We have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. We only work with reputable lenders who use fair collection practices.
Loan Renewal Policies
Prior to accepting any loan offer, you will be presented with any loan renewal options by the lender. Carefully review the policy before accepting or electronically signing any loan documents. Note, state regulations can determine lender’s renewal policies to a significant extent.
Loans include a minimum repayment plan of 2 months and a maximum repayment plan of 84 months. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Lender-approval and loan terms will vary based on credit determination and applicable state law – they may offer loans with fixed rates from 6% to 35% APR. The lender’s approval process may take longer due to additional documents being requested.
Sometimes you need more flexibility and convenience than just having cash. That’s why we’re pleased to offer the Netspend Prepaid Mastercard® at many of our Check `n Go locations. With our prepaid debit card, you can purchase with ease and confidence. Get yours today!
Depending on the lender, you’re often able to apply for a prepaid debit card loan online or in person. To apply for a payday loan: You must be a US citizen or permanent resident. You must be at least 18 years old (or the age of majority in your state) You must be able to prove a steady source of income.
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AUTO LOANS. Select a loan amount, for either 90% of the purchase price or 100% of the National Automobile Dealers Association (NADA) average trade-in value – whichever is lower.
However, if your goal were to create a credit history or rebuild your credit, a secured card would be a better solution than a prepaid card even if it’s called a prepaid debit card. As you may know, a secured card is one where you deposit money in advance to secure it.